ISBP
45. 票期必须与信用证条款一致。
a) 如果汇票不是见票即付或见票后定期付款,则必须能够从汇票自身内容确定到期日。
b) 以下是通过汇票内容确定汇票到期日的一个例子。如果信用证要求汇票的期限为提单日后60天,而提单日为2002年 5月12日,则汇票期限可用下列任一方式表明:
i. “提单日2002年5月12日后60天;或,
ii.“2002年 5月12日后 60 天”;或,
iii.“提单日后60天”,并且汇票表面的其他地方表明“提单日2002年5月12日”;或
iv.在出票日期与提单日期相同的汇票上标注“出票后60天”;或
v.“2002年 7月11日,即提单日后 60天。
c)如果票期指提单日之后XXX天,则装船日期应视为提单日期,即使装船日早于或晚于提单签发日。
d)UCP没有对使用“从……起”( from)和“在……之后”(after)来确定汇票到期日的做法进行规定。 UCP提及的“从……起”和“在……之后”仅用于装运期限。当用“从……起”确定汇票到期日时,国际标准银行实务做法是不包括提及的日期在内,除非信用证特别规定包括该日。因此,“从……起”和“在……之后”在用于确定定期汇票到期日时有相同的含义。到期日的计算从单据日期、装运日期或其他事件日期的次日起起算——即“3月 1日之后或从3月 1日起10日”均按3月 11日起算。
e)如果信用证要求远期汇票,例如,于提单日后60天或从提单日起60天付款,而所提交的提单上有多个装船批注,且根据所有装船批注得知,货物是从信用证允许的一个地域或地区的港口装运,则使用其中最早的装船批注日期计算汇票到期日。例如,信用证要求从欧洲港口装运,提单显示货物于8月16日在都柏林装上A船,于8月18日在鹿特丹装上B船,则汇票到期日应为在欧洲港口的最早装船日,也就是8月16日起的60天。
f) 如果信用证要求汇票开立成,例如,提单日后60天或从提单日起60天付款,而一张汇票项下提交了不止一套提单,则最晚的提单日将被用来计算汇票的到期日。
Tenor
45) The tenor must be in accordance with the terms of the credit.
a) If a draft is drawn at a tenor other than sight, or other than a certain period after sight, it must be possible to establish the maturity date from the data in the draft itself.
b) As an example of where it is possible to establish a maturity date from the data in the draft, if a credit calls for drafts at a tenor 60 days after the bill of lading date, where the date of the bill of lading is 12 May 2002, the tenor could be indicated on the draft in one of the following ways:
i. "60 days after bill of lading date 12 May 2002", or
ii. "60 days after 12 May 2002", or
iii. "60 days after bill of lading date" and elsewhere on the face of the draft state "bill of lading date 12 May 2002", or
iv. "60 days date" on a draft dated the same day as the date of the bill of lading,or
v. "11 July 2002", i.e. 60 days after the bill of lading date.
c) If the tenor refers to xxx days after the bill of lading date, the on board date is deemed to be the bill of lading date even if the on board date is prior to or later than the date of issuance of the bill of lading.
d) The UCP provides no guidance where the words "from" and "after" are used to determine maturity dates of drafts. Reference to "from" and "after" in the UCP refers solely to date terminology for periods of shipment. Where the word "from" is used to establish the maturity date, international standard banking practice would exclude the date mentioned, unless the credit specifically provides that "from" is considered to include the date mentioned. Therefore, for the purposes of determining the maturity date of a time draft, the words "from" and "after" have the same effect. Calculation of the maturity commences the day following the date of the document, shipment, or other event, i.e. 10 days after or from March 1 is March 11.
e) If a bill of lading showing more than one on board notation is presented under a credit which requires drafts to be drawn, for example, at 60 days after or from bill of lading date, and the goods according to both or all on board notations were shipped from ports within a permitted geographical area or region, the earliest of these on board dates will be used for calculation of the maturity date. Example: the credit requires shipment from European port and the bill of lading evidences on board vessel "A" from Dublin August 16, and on board vessel "B" from Rotterdam August 18. The draft should reflect 60 days from the earliest on board date in a European port, i.e. August 16.
f) If a credit requires drafts to be drawn, for example, at 60 days after or from bill of lading date, and more than one set of bills of lading are presented under one draft, the date of the last bill of lading will be used for the calculation of the maturity date.
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